Blog

Is the default pension fund right for you? How your pension is invested will affect the value of it and the income it will provide you later in life. If you’ve put off reviewing your pension fund, find out why it could be a worthwhile task. Read more

How cashflow planning turns numbers into possibilities When you’re making financial decisions, it can feel like you’re faced with indecipherable numbers. You might know how much you have in your bank account or pension, but what does the figure mean for your future? Cashflow planning can turn the numbers into possibilities. Read more

Why your most important goals could trigger financial bias Biases affect how you act, and the personal goals you’re working towards could distort how you perceive risk, rewards, and information. Indeed, the more important the goal is to you, the more likely it is that bias occurs. Read more

6 origins of financial bias that could affect you Bias can affect the decisions you make, including financial ones. But how are biases formed? Research suggests numerous factors influence biases, including emotions and evolution. Read more

The difficult but important estate planning conversations to have with your family Once you’ve created an estate plan, you might want to talk to your family about the decisions you’ve made. While these conversations can be difficult, they’re important and could ensure everyone is on the same page. Read more

How you could use framing bias to your advantage How information is framed can alter your view and influence your decisions. Thinking about how you approach financial choices could help you reframe them to improve your mindset, and lead to better outcomes. Read more

Phasing into retirement: The emotional and financial benefits Phasing into retirement could offer emotional benefits by helping you retain your sense of purpose and social connections. In addition, it could support your long-term finances. Find out more about the benefits of retiring gradually. Read more

£48,000 was lost to pension fraud every day in 2024 Scammers stole more than £17.5 million from pensions in 2024, according to Action Fraud. The organisation has identified two prevalent ways criminals are targeting their victims. Find out more about the warning signs you should be aware of. Read more

Trick or treat: The “tricks” a financial plan could help you avoid This Halloween, read about some of the financial “tricks” you might fall for if you’re not careful. Fortunately, working with a financial planner could help you navigate complicated allowances and rules to turn them into “treats”. Read more

How a cashflow model can turn retirement anxiety into excitement Retiring should be a milestone you look forward to. Sadly, research shows UK adults associate spending their retirement savings with negative words, and it could mean they aren’t able to enjoy the next chapter of their life. A tailored cashflow model could turn anxiety into excitement. Read more

Why stock market volatility can trigger financial bias When markets experience volatility, even level-headed investors can let their emotions or other influences affect their decisions. Discover some of the ways financial bias might affect your decisions when the value of your portfolio rises or falls. Read more

5 signs that financial bias could be affecting your decisions Everyone is affected by bias when they’re making decisions. However, while some choices will have little effect on your future, financial decisions could significantly affect your long-term security. So, here are five signs that financial bias might be affecting your choices. Read more