We pride ourselves on our independence and this is reflected in our transparent charging structure. As we are not tied to any financial provider, we are not biased towards any individual products or companies. Our charges are tailored according to each client’s personal circumstances and is explained to you upfront before you commit to any investments. We never charge for our initial consultation with you and our recommendations are fully costed upfront within the follow-up report that you receive, following your meeting. Our charging structure is as follows:
Initial Advice Fee
This is an agreed setup fee to cover:
• Presenting initial advice based on independent research
• Preparing a financial plan based on your goals and objectives
• Managing the setup of any investments based on our recommendations.
This is a monthly charge to cover:
• Ongoing management of your portfolio in line with your financial objectives
• Changing funds within your portfolio where necessary
• Regular reports and portfolio valuations
• Regular updates on market issues that may affect your investments
Both these fees can be paid directly or from within an investment.