How We Can Help…
Our comprehensive retirement planning process is designed to help us understand more about your retirement goals so that we can help you generate the income needed to fund them. Our expert advisers can provide specialist advice on your retirement options, outlining the most appropriate solution that meets your specific retirement needs.
We offer an initial free consultation, following this, we produce a retirement strategy for your consideration. Once we have agreed how we can help you achieve your retirement goals, we will outline any fees payable to manage your portfolio.
Got any questions? Just call us on 0117 907 1965
PLANNING for your future
There are no restrictions on the number of pensions you hold, but there is an allowance which governs how much tax relief you are entitled to. For example, you are entitled to pay into a personal pension and be a member of your employer's pension scheme. Your employer will pay contributions directly from your salary before it is taxed, giving immediate tax relief.
At Absolute Wealth Management, we can help you review and where necessary, look at consolidating pension schemes, to maximise your retirement savings, allowing you to fund the lifestyle you want post retirement.
With the new pension freedom, which entitles people to draw money from their pension once their reach 55, there are important tax implications to consider before drawing upon your pension. Making the wrong financial decisions could leave you with insufficient retirement income; our specialist advisers will help you develop a tax efficient retirement plan.
MANAGING YOUR RETIREMENT INCOME
Once you have decided to stop work you are entitled to take a monthly sum from your retirement plan; but the planning should not stop there since your retirement fund may be needed for up to thirty more years. Our advisers can help ensure you make the most out of your retirement income and are being as tax efficient as possible.