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Combining pension pots to maximise return

It is quite common to accumulate a substantial number of personal and corporate pension plans over the course of your lifetime as you change employment. Managing the performance of forgotten policies can be time consuming. The danger is that some of these plans will end up in poorly-performing funds as the switching paperwork becomes too burdensome.

It is often the case that you can end up paying higher charges for poorly-performing funds. Consolidating your existing pensions into one pension can make things easier when you eventually retire and want to start drawing on your pension savings.

Our Approach

There are several factors to consider before deciding to consolidate your pensions. It is worth considering if there any exit penalties charged by providers, loyalty bonuses or guarantees attached to the plan before you transfer. 

Our advisers can obtain this information so that we can provide you with a comprehensive pension analysis considering your retirement goals. Following our analysis, we will look at the most appropriate structure for your portfolio and advise on how best to consolidate your pension plans.

Arrange a free initial no obligation consultation

Or call on 0117 907 1965

 

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41 North View,

Westbury Park,

Bristol BS6 7PY

0117 907 1965

info@absolutewm.co.uk