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Richard & Emma had recently remortgaged their house to consolidate some of their finances. With two young children, they were keen to protect their mortgage in the event of their death or critical illness. They did not want to burden their children with any debts or hassle, should the unforeseen arise.

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Our Approach

The couple had an existing life assurance policy with a sum assured of £327,000 in joint names which they paid £71.02 per month. After reviewing the marketplace, we recommended that they purchase two policies in sole names for a sum assured of £500,000 each.  These two new policies together would cost them £76.11 per month.



By slightly increasing their premium, Richard and Emma benefited from three times the level of cover. They are delighted that their mortgage is now protected, plus they now have additional cover to protect their family income.

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41 North View,

Westbury Park,

Bristol BS6 7PY

0117 907 1965