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An annuity, which can be purchased from an insurance company using the savings from your existing pension fund, will provide you with a regular retirement income for the rest of your life.

However, since the change in pension regulations in April 2015, it is no longer compulsory to purchase an annuity and consequently the rates have not been favourable in recent years and it is important to research the market for the best rates. 

This means annuities have become a less popular option because, once low rates and fees are taken into consideration - not to mention the fact that you could die earlier than expected, many people end up losing out on a substantial portion of their hard-earned savings.

If you are still interested in purchasing an annuity, we suggest that you consult one of our advisers before making a final decision as to whether this is an appropriate option for you.

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41 North View,

Westbury Park,

Bristol BS6 7PY

0117 907 1965